Wednesday, January 3, 2018

Nothing in this blog post is true

I am lying.

I'd like to review some of the ways that I have made/saved money in 2017.

I have been making money by filling out surveys online. Basically, from two different companies. One has been Inboxdollars. Lately, I've actually spent more time getting paid to watch videos than filling out surveys. I've learned that you can open multiple windows at the same time and get credit for watching multiple videos simultaneously. I don't bother doing many surveys because the likelihood of spending a few minutes answering questions and then finding out you disqualified is quite high. They don't give any credit for attempting a survey except sweepstakes  points that are basically useless. In 2017 I've received checks (real paper checks that I've deposited in the bank) for little over $360. Since I started in September 2015, I've gotten checks for about $1200. You can get started in inbox dollars and by clicking this, and please do use this link to join I will get a small commission.

Since I've just done the math I realized I've learned a lot more money from Branded Research. In 2017 they deposit $1730 into my PayPal account. Again, that's real money that I'm able to do whatever I want with. They offer chances to do surveys that pay between 10 cents and a few dollars. You're told upfront how long the survey might take and what the reimbursement will be if you finish or what you'll get if you don't qualify. Click here if you're interested in joining, and again please use the link I'm offering because I will get a small commission if you join.

So out that's about $2000 that I can easily count from sitting around and answering questions.  I probably got between $500 and $1000 more from surveys from other little companies I don't always read the questions and sometimes just make sure that I don't answer the trick questions incorrectly. Trick questions come like this.

  • Yes or no... is your diet entirely made up of plastic?
  • Please click the third choice.
  • Have you been to a store in the past 12 months?
Or they might ask you your age twice. There's some information I always give incorrectly like which bank I use all where I get my health insurance. But I try to be consistently incorrect so I don't get disqualified for answering a question differently within the same survey. Sometimes, from the first couple of questions you can tell what they're looking for. I'll never lie about being in the military, but I learned that I'll say anything to get qualified for survey.

I also have been getting cash back from two different companies. The one I've gotten the most cash back from is Upromise. In 2017 (not including December) I received $1847.95 from Upromise. Since I joined you promise in 2002 they have given me $13,254.29. They open up some sort of online account which are supposed to save for college but I've had them send me checks that I deposited into the bank. I earn this money in multiple ways. First, one percent of every single thing I've use my credit card for. Yes, my credit cards says Upromise on it, other than that it's a regular MasterCard. Upromise is also like an online shopping mall. If I stop there first before I go to the vast majority of websites I will buy from anyway I get up to 5% back from those websites. And when I say up to 5% it's honestly usually 5%. I also get 5% cash back from some of the restaurants I go to anyway. But wait, I get an additional 5% when I go shopping at these online stores or restaurants because I'm using the Upromise credit card. So that's 10% back on a lot of stuff. Also, and this is big, I often have the opportunity to buy things for other people like my co-op or my running club who pay me back usually before the credit card bill even comes up. They're paying me back for the cost of the item that I bought. So for example last year when I bought furniture for my co-ops basement multi-useless room it cost about $1500 and I got reimbursed that exact amount. But Upromise also gave me 10% of $1500 for making the purchases through them. You can join Upromise by clicking here. Again, please click the link I provided because I will get some sort of commission. If you have a problem let me know and I'll send you a direct invitation.

I also get cash back from shopping at Ebates. You have probably seen them advertised on TV. They deposit money directly into my PayPal account quarterly. In 2014 they gave me $77. Since 2000 they gave me $737.83. They're a lot like you promise and that they have a website that's like a shopping mall and before shopping at popular websites you just start at their website and they split the commission with you. You get back is a lot less than Upromise, but, I'd like to point out that most of the $77 was cash back on purchases that I also got cash back from on Upromise. Shopping through Ebates is honestly a lot simpler than Upromise and you often see the cash back in your account within minutes of making a purchase. But you have keep an eye on purchases through both companies they both "forget"to credit my account with the money I've earned and sometimes I have to send the customer service people a reminder that they owe me money. If you want to join Ebates click this link and again please use that link so I can earn a commission.

There also programs that don't work anymore. I think the companies used them to lure you into their stores with rebate programs, but people do not use them because .....  Some corporate mega drugstores used to provide a circular or an online page with what rebates were available during any given month. I would check out the circular at the beginning of the month and often things would go on sale and the rebate would be for the entire purchase price. To get the rebate all you had to do was go to their rebate website and enter the store code, date and receipt number from your receipt and they would know what you purchased and a few weeks later you get a check in the mail.

One day I noticed two things. Their receipts are given out sequentially and the person in front of me online was buying something that had a large rebate. I waited until the day before the rebate program was about to expire for that month and entered my rebate online. Then I hit backspace on my PC and reduced the receipt number by one digit. I got credit for the purchase that the guy in front of me online made. Boom! I'll let you do the math. They had no limits on the amount of receipts you can enter in a given month. Lots of free money. They've since made their website much clunkier and hitting backspace after you enter a receipt number brings you to a place we have to reregister for the rebate program.

Also, there was a corporate big-box office supply store that offered a $99 rebate on a $99 printer.(Of course, the catch was that it didn't come with any ink and ink for that printer was incredibly overpriced.) So it wasn't hard to buy a printer, enter your online rebate from your receipt number and then go return the printer. Repeat, repeat, repeat. They've since made it so that if you return an item after you apply for the rebate they won't accept your return.


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